Does Progressive offer a First Responder Discount?
Almost all major auto-insurance providers have discounts on policies taken by First responders. However, the auto-insurance firm Progressive does not have a special discount for first responders.
Different Discounts Provided By Progressive
Progressive is one of the leading insurance providers that provide a variety of insurances. These insurances include insurance for property, vehicles, business, etc. Although Progressive does not provide discounts on insurance for first responders, they do have other discounts that they can avail. The different discounts provided by progressive are explained below:
Multi-Car Discount
You can add more than one car belonging to your family to your policy and save more than 4% on the premium that you pay.
Continuous Insurance
Even if you are new to progressive, but have been taking insurance for a long time, you will get a discount. The discount is being provided as the person has a long-standing history of taking insurance, and most probably will keep continuing with their insurance.
Teen Driver Discount
You can also stand a chance to get a discount on your policy if you add a driver in the policy who is of the age of 18 or 19.
Good Student Discount
You can also get a good discount if you have a student on your policy that maintains a good score in their academics. The score of the student should be B or more.
Paperless Discounts
If you agree to go paperless, you will receive a good discount on your policy. By going paperless, you will have to agree to receive all the communication via email. For availing of this discount, you will have to sign the document online too.
First responder Discounts provided by different insurance providers
Different Insurance Providers That Provide Good Car Insurance Discounts For First Responders. For different first responders, different insurance providers provide the best in-state discounts.
For Firefighters
California Casualty Insurance provides the best car insurance for firefighters. However, to avail of this insurance, a person should be an approved firefighter with a registered agency.
Under this, the firefighter can get reduced premium rates and reduced deductible if the car is damaged during duty. In addition to that, the first responders also get pet coverage worth $1000; the personal property coverage of $500. They get family assistance as well, in case there is death while on duty.
For Law Enforcement
Nationwide provides the best car insurance for the people in Law Enforcement. The criteria entail that the person should either be a police officer or a correction officer. The discounts and considerations are not stated openly, but you can contact the officials and ask about and get a quotation.
For EMTs and Paramedics
EMTs and Paramedics can avail the best car insurance from Country Financial. The criteria to get the discounts is that the person should be either a registered paramedic, EMT, or a full-time firefighter.
Country Financial provides about 5% to 10% discount on car insurance for first responders. The percentage will be a little higher or lower depending upon the case of the first responders considering their age, car model, driving history, coverage, etc. However, there are many other ways where first responders can save up on Insurance costs.
How First Responders Can Save Up More At Progressive?
Below are a few ways for first responders to get their car insurance at excellent rates:
Not all insurance providers will have higher premiums. The first thing that needs to be done is to check out all the providers and their offerings.
Luxury or high-end cars are subject to higher premiums. Hence it is essential to use a car with medium-range costs.
Whether it’s the percentage or amount, a higher deductible puts a lesser burden on the insurance providers. When the deductible is high, the premium also goes down. Hence, an insurance provider can provide a good deal in case your deductible is higher.
Conclusion
Being a first responder can help you get an essential thing like insurance at reasonable prices as you serve the nations in one way or another. However, that does not imply that all insurance providers will have discounts for first responders. Also, some insurance providers might not display that they have the facility, but they can make a few changes upon asking.
Can I continue receiving discounts as a first responder post-retirement?
Ans: It is entirely subject to your discussion with the insurance provider.
Will my employer pay for the premium for my car insurance used by my family members?
Ans: No, the cost will not be borne by your employer.
